Bergquist Group · Practice Owner Tool

Lease vs. Own Calculator

Enter your numbers below to see whether leasing or owning your practice space costs less over time — and how much equity you could build.

Total rent paid (lease)
money gone, no asset
Net cost to own
payments minus equity & value
Owner advantage
vs. leasing
Cumulative rent (lease) Net cost to own Equity built
Comparison of leasing cost versus ownership cost and equity over the comparison period.

Estimates only — for general guidance, not legal, tax, or investment advice. This simplified model excludes property taxes, insurance, maintenance, closing costs, tax effects, and loan fees, which vary by deal. Actual outcomes depend on financing, market conditions, and your circumstances. Consult qualified counsel and your CPA before acting. © 2026 Jared A. Bergquist, LLC. All rights reserved.